How to Finance Your Tattoo: Shop Pay Makes Dream Pieces Affordable

Learn how Shop Pay Installments makes sleeves, back pieces, and large tattoos affordable with flexible payment plans.

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How to Finance Your Tattoo: Shop Pay Makes Dream Pieces Affordable

Big Tattoos Without the Big Upfront Cost

That sleeve you've been dreaming about? The back piece that tells your story? They're more accessible than you think. At 46 Tattoo, we accept Shop Pay Installments, which means you can split your tattoo cost into smaller, manageable payments over time.

Shop Pay Installments is powered by Affirm, a trusted buy now, pay later service. When you check out for your deposit or session payment, you can choose to pay in installments instead of all at once. No surprises, no hidden fees.

How Shop Pay Works

When you're ready to book or pay for a session, select Shop Pay Installments at checkout. You'll see your payment options instantly:

  • Split into 4 interest-free payments every 2 weeks
  • Monthly payments up to 12 months
  • Larger pieces can be financed up to 24 months

Orders between $50 and $30,000 qualify. Most tattoo sessions fall well within this range, making even extensive projects manageable.

What This Means for Large Projects

A full sleeve typically costs $5,000-$12,000 over multiple sessions. With Shop Pay, you could break that into monthly payments of $200-$500 depending on your financing term. Suddenly, that dream sleeve fits your budget.

Back pieces work the same way. Japanese back pieces that extend onto the buttocks and hamstrings can run $8,000-$20,000+. Instead of saving for years, you can start now and pay as you go.

The math is simple: if your session costs $1,500, you could pay $375 over 4 bi-weekly payments, or spread it across 6-12 monthly installments. You get your tattoo now while paying on a schedule that works for you.

No Hidden Catches

Shop Pay Installments has no late fees. You can pay off your balance early without penalties. The payment schedule is set at checkout so you know exactly what to expect.

  • No late fees
  • Pay off early anytime
  • Clear payment schedule upfront
  • Quick approval process

Start Your Dream Piece

Don't let budget hold you back from the tattoo you want. Whether it's a half sleeve to start, a full back piece, or a leg sleeve, financing makes it possible to begin now.

Book a free consultation to discuss your project. We'll talk through the design, timeline, and total cost so you can see exactly how Shop Pay could work for your situation.